Real estate financing in Portugal: market overview 2025-2026

More stable interest rates and a growing focus on sustainable assets mark real estate project financing.

Real estate financing in Portugal has entered a more predictable cycle. Banks are again funding development projects, with more demanding security structures.

Foreign investors remain active, especially in Lisbon and the Algarve. The choice of corporate structure and investment vehicle has a direct impact on the taxation of the transaction.

We assist buyers, sellers and lenders throughout the cycle: due diligence, contract negotiation, security and registration.